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引用本文:刘汉成,吴传清.政策性农业保险对粮食生产的激励效应与提升路径研究[J].中国农业资源与区划,2025,46(4):1~12
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政策性农业保险对粮食生产的激励效应与提升路径研究
刘汉成1,吴传清2
1.黄冈师范学院商学院,湖北黄冈 438000;2.武汉大学经济与管理学院,湖北武汉 430072
摘要:
目的 探究政策性农业保险激励粮食生产的作用机制及有效路径,对保障国家粮食安全具有重要的理论与现实意义。方法 文章利用2018—2022年6省20县面板数据实证检验政策性农业保险对粮食生产的激励效应。结果 政策性农业保险对粮食生产具有显著正向激励效应,有效促进了农作物种植结构“趋粮化”。异质性分析表明:政策性农业保险对玉米生产的激励效应明显高于水稻和小麦;高风险地区政策性农业保险对粮食生产的激励效应明显高于低风险地区。机制分析表明:政策性农业保险能够有效稳定农户经营性净收入以及优化农作物种植结构,对粮食生产激励发挥了收入效应与替代效应作用。结论 科学编制粮食作物保险发展规划,强化三大主粮政策性农业保险支持力度,提升粮食作物保险服务能力,是激励粮食生产的有效途径。
关键词:  政策性农业保险  完全成本保险  直接物化成本保险  粮食生产  激励效应  收入效应  替代效应
DOI:10.7621/cjarrp.1005-9121.20250401
分类号:F321.32
基金项目:国家社会科学基金一般项目“粮食作物倾斜性保险政策的激励效应与提升路径研究”(23BJY172)
THE INCENTIVE EFFECT AND ENHANCEMENT PATH OF POLICY-BASED AGRICULTURAL INSURANCE ON GRAIN PRODUCTION
Liu Hancheng1, Wu Chuanqing2
1.Business School, Huanggang Normal University, Huanggang 438000, Hubei, China;2.School of Economics and Management, Wuhan University, Wuhan 430072, Hubei, China
Abstract:
It is of important theoretical and practical significance to explore the function mechanism and the effective path of the policy-based agricultural insurance to guarantee the national food security. On the basis of theoretical analysis, the incentive effect of policy-based agricultural insurance on grain production was tested from 20 counties in 6 provinces from 2018 to 2022. The research showed that policy-based agricultural insurance had a significant positive incentive effect on grain production and effectively promoted the "grain trend" of crop planting structure. The heterogeneity analysis showed that the incentive effect of policy-based agricultural insurance on corn production was significantly higher than that of rice and wheat; the incentive effect of policy-based agricultural insurance in high-risk areas was significantly higher than that in low-risk areas. The mechanism analysis showed that policy-based agricultural insurance could effectively stabilize the operating net income of farmers and optimize the crop planting structure, and played an income effect and substitution effect on grain production incentive. Therefore, it is an effective way to encourage grain production to scientifically formulate the development plan of grain crop insurance, strengthen the support of policy-based agricultural insurance for the three major grain insurance, and improve the service capacity of grain crop insurance.
Key words:  policy-based agricultural insurance  full cost insurance  direct materialization cost insurance  grain production  incentive effect  income effect  substitution effect
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